Mutual Fund Returns Calculator
₹
%
Yr
Invested amount: ₹25,000
Est. returns: ₹52,646
Total value: ₹77,646
Mutual funds have become one of the most favored investment options in India. As of June 2019, the total assets managed by the mutual fund industry reached an impressive Rs. 24.25 trillion, marking a remarkable increase from Rs. 5.83 trillion in 2009.
While mutual fund investments carry market risks, their returns can generally be estimated with good accuracy. To help with this, you can use the free mutual fund return calculator provided by IPOtank to estimate your potential returns.
How Can an Online Mutual Fund Return Calculator Assist You?
There are different types of mutual fund returns you should be familiar with, including absolute return, annualized return, total return, trailing return, point-to-point return, and rolling return.
It can be overwhelming for new investors to grasp all of these factors, which is where the mutual fund return calculator comes in handy.
- It gives you an estimate for 1-year, 3-year, and 5-year investment periods.
- It helps you plan your finances for the future based on expected returns.
- It is user-friendly and easy to use, so even beginners will find it simple to operate.
How Does a Mutual Fund Total Return Calculator Work?
A mutual fund calculator is a valuable tool that allows investors to calculate the returns they would earn from investing in mutual funds. Broadly speaking, there are two primary ways to invest: one-time investments and monthly investments.
One popular option is the SIP (Systematic Investment Plan), where you invest a fixed amount regularly in selected funds. Keep in mind that the NAV (Net Asset Value) of these funds changes each month, meaning the same amount of money can buy a different number of units in each period.
For example, if you invest Rs. 1000 monthly in an SIP for 12 months and the NAV starts at Rs. 10, you can buy 100 units in the first month. However, if the NAV rises to Rs. 20 in the second month, your Rs. 1000 will only buy 50 units.
An online SIP calculator helps predict the returns on your SIP by taking input like the SIP amount, investment period, and expected return rate. The results are generated almost instantly.
Alternatively, with a one-time investment, you make a lump sum investment in a fund, and the NAV fluctuations don't impact the number of units you purchase.
For one-time investments, you only need to provide three key inputs: the investment amount, expected ROI, and investment duration.
Estimated Returns from Popular Schemes
There are three main categories of mutual funds you can invest in: equity, debt, and hybrid. Below are some of the top-performing funds in India from each category, along with their expected returns.
Equity Funds
| Fund Name | Risk Level | 1-Year Return | 3-Year Return |
| Aditya Birla Sunlife Frontline Equity Fund | Moderate | 9.47% | 10.50% |
| HDFC Mid-cap Opportunities Fund | High | 12.60% | 16.99% |
| ICICI Pru Focused Bluechip Equity Fund | Moderate | 13.18% | 11.03% |
Debt Funds
| Fund Name | Risk Level | 1-Year Return | 3-Year Return |
| Aditya Birla Sun Life Active Debt Multi-manager FoF Scheme | Low | 8.30% | 6.92% |
| Axis Short Term –Direct Plan | Moderate | 10.06% | 8.25% |
| Canara Robeco Income- Reg | High | 13.50% | 8.94% |
Hybrid Funds
| Fund Name | Risk Level | 1-Year Return | 3-Year Return |
| Indiabulls Savings Income Direct-G | Low | 9.02% | 11.42% |
| Mirae Asset Hybrid Equity Direct- G | High | 12.07% | 14.04% |
| ICICI Pru Equity & Debt Direct-G | High | 10.43% | 12.20% |
When you use the mutual fund return calculator from IPOtank, you'll need to enter the variables from these tables, along with the investment duration.
How to Use IPOtank's Calculator
IPOtank offers a simple and easy-to-use mutual fund return calculator in India.
Just enter the amount invested, expected return rate, and investment duration. The calculator will quickly show you the appreciated value of your investment at the end of the specified period.
Benefits of Using IPOtank’s Online Mutual Fund Calculator
Using IPOtank’s calculators comes with several advantages:
- It offers an accurate estimate of your mutual fund returns.
- It saves you time by automating the calculations.
- Since it’s online, you can access it from anywhere, making it convenient for financial planning on the go.
Mutual funds continue to grow as a popular investment option in India. While risks exist, the returns tend to be higher in proportion.
“Interested in investing? Open an account now with IPOtank!”